Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer valid - in .pdf

Ok-Life-Accident-and-Health-or-Sickness-Producer pdf
  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
  • Updated: Oct 03, 2026
  • Q & A: 157 Questions and Answers
  • PDF Price: $59.99
  • Free Demo

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  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
  • Q & A: 157 Questions and Answers
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  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
  • Q & A: 157 Questions and Answers
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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Accident and Sickness Insurance15-20%- Accident-only policies
- Hospital indemnity insurance
- Critical illness insurance
- Sickness-related coverage
Topic 2: Ethics and Professional Conduct10-15%- Antifraud regulations
- Disclosure requirements
- Handling customer complaints
- Fiduciary responsibilities
Topic 3: Insurance Marketing and Sales10-15%- Replacement regulations
- Sales practices and disclosures
- Suitable product recommendations
- Recordkeeping requirements
Topic 4: Life Insurance Basics15-20%- Policy provisions and riders
- Types of life insurance policies
- Cash value and loan provisions
- Beneficiary designations
Topic 5: Health Insurance Fundamentals20-25%- Health maintenance organizations (HMOs)
- Major medical insurance
- Dental and vision coverage
- Preferred provider organizations (PPOs)
- Disability income insurance
Topic 6: Oklahoma Insurance Regulations20-25%- Consumer protection regulations
- Unfair trade practices prohibitions
- Market conduct regulations
- Licensing requirements and procedures
- Oklahoma Insurance Code requirements

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

Question #1

An insured with a major medical policy has a per cause deductible of $100. Over the course of the year, the insured visits the doctor's office three times for injuries. Excluding the premium, what is the MINIMUM amount the insured MUST pay for the year if each visit costs $200?

  • A. $200
  • B. $300
  • C. $100
  • D. $500
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #2

A fraternal benefit society is characterized by all of the following EXCEPT

  • A. incorporated.
  • B. for profit.
  • C. conducted solely for the benefit of its members.
  • D. without capital stock.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #3

All of the following describe a whole life policy EXCEPT

  • A. a policy of $1,000 minimum.
  • B. provides coverage for the life of the policyholder.
  • C. provides a death benefit only.
  • D. premiums are payable until death.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #4

On an individual insurance application, which of the following signatures is NOT required?

  • A. Applicant.
  • B. The producer.
  • C. The insurer.
  • D. Insured if different from the applicant.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #5

An endorsement to an insurance policy that modifies clauses and provisions of the policy is referred to as

  • A. an attachment.
  • B. a rider.
  • C. an add-on.
  • D. a supplement.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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