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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which document is recorded in the recorder of deeds?

A) mechanic's lien
B) realty transfer tax statement of value
C) notice of lis pendens
D) civil judgment

2. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
B) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
C) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
D) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.

3. Which one of the following estates may NOT be insured under a title insurance policy?

A) Life estate.
B) License.
C) Easement.
D) Leasehold.

4. When a land owner uses his land as security for a loan, the encumbrance created is called

A) a promissory note.
B) a special security.
C) a mortgage.
D) an involuntary lien.

5. Which of the following can be licensed as a title insurance agent?

A) a legal entity
B) an officer of a title company
C) an approved attorney
D) an employee of a title company

Solutions: